This novel new swindle is not a surprise considering the popularity of these easy-to-give gifts. “If anything looks suspicious, it’s probably best to take a different card, and turn in the compromised card to the store’s customer service desk.” “Before purchasing a gift card, look carefully at the packaging for any tears, wrinkles, or other indications of tampering, and see if the PIN is exposed,” warns the BBB. Card reader/writer encoders - which conveniently come with blank credit cards - are available on online for as little as $85. Unsuspecting consumers then buy the cards and are none the wiser.Īfter the card is loaded with cash, the thief gets an alert that funds are on the card and then goes on a shopping spree, draining the card balance, or programs a new blank card that can be used in stores. They scratch off the material on the back to get the PIN number and apply a replacement strip. Cyber grinches are working overtime this holiday season to steal gift cards from unsuspecting consumers, warns the Better Business Bureau.Ī growing scam has emerged in which hackers remove gift cards off racks in stores where they are often kept out in the open and use a magnetic strip reader to scan account numbers.
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